Custom Mortgage Solutions Ltd.
2 Ulysses House, Ulysses Park, Heron Road, Exeter, Devon EX2 7PH
t: 01392 353890 - f: 01392 368170 - e: admin@custommortgagesolutions.co.uk

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Frequently Asked Questions
Are there any penalties for early repayment?

This will depend on the lender and the mortgage you choose. ...

Do I need to take out any insurance?

You’ll need to arrange building insurance to cover the full cost of rebuilding your home and we also...

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First Time Buyer Mortgage

If you are a first time buyer it may appear that you have a long road to travel to achieve your objectives, by letting Custom Mortgage Solutions Limited Mortgages take the hassle ,your purchase will be made a lot easier, with:


Other Costs

Stamp Duty
  • Nil up to £125,000
  • 1% £125,001 to £250,000
  • 3% £250,001 to £500,000
  • 4% £500,001 and above
Solicitors Costs
As well as the Solicitors fees there will be search fees and land registry charges so allow a minimum of £1,000. A good solicitor is worth his weight in gold and we would be pleased to put you in touch with one of our panel of solicitors. Some of the services advertised are not or may not be regulated by the Financial Conduct Authority
Buildings and Contents Insurance
Whilst Buildings Insurance is mandatory contents insurance is not but it would be unwise not to have it. We would be pleased to give you a quote for either or combined.
enquiries welcome

Life Assurance, Critical Illness Cover, Mortgage Protection
Again you would be wise to take out these insurances and we can provide quotes for Term Assurance, C.I, and Mortgage Protection.


enquiries welcome

THINK CAREFULLY BEFORE SECURING OTHER DEBTS AGAINST YOUR HOME. YOUR HOME MAY BE REPOSSESSED IF YOU DO NOT KEEP UP REPAYMENTS ON YOUR MORTGAGE.
This is our "Mortgage Risk Warning".

There will be a fee for mortgage advice. The precise amount will depend on your circumstances but we estimate it to be £595.